Vendor Financing 101presented by First Star Capital
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Overview of Vendor Financing

Payment Calculator

First Star Capital is happy to provide a preliminary quote for your equipment financing or equipment leasing needs.  You may not be aware that leasing offers 100% financing including sales tax and other soft costs such as installation or training.  Your company can also realize significant benefits such as improved cash flow, flexibility to expand or upgrade your equipment, and protection against inflation due to fixed rate financing.

Simply input the anticipated cost of your equipment acquisition into the Equipment Cost box below and click the Calculate button to the right.  You can also include an ROI (Return On Investment) calculation by checking the Calculate ROI box – this calculation requires your Projected Monthly Revenue from the equipment being financed and will help you determine the profitability of the anticipated equipment acquisition.

Check/Uncheck to Calculate ROI

    Equipment Cost
$

Estimated Payment Ranges

Below are the estimated payment ranges for your equipment cost*.

24 months 36 months 48 months 60 months
$0 $0 $0 $0
to to to to
$0 $0 $0 $0

The estimated payment ranges above assume two monthly payments collected in advance (first and last months worth) which are applied to the repayment stream at the time of funding.  All terms and conditions are subject to credit approval.  All rates expire 60 days from the date of quotation.

Cost Analysis

Here is an estimate on what your piece of equipment can actually cost using leasing and after tax costs. Since qualifying leases can be expensed directly, the tax benefits are available sooner.

Equipment Cost
$ 0
Monthly Lease Payment**
0
Tax Deduction***
0
Net Cost Per Month
$ 0
Operating Figures
Net Cost Per Day (22 work days/month)
$ 0
Net Cost Per Hour (8 work hours/day)
$ 0

 

ASSUMPTIONS
* All payments are subject to credit approval and may change without notice. Products range from $1 purchase option to FMV.
**Monthly lease payment based on lowest payment possible for 60 month term.
***Federal plus state tax rate at 40%

 

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Vendor Financing 101™ is a subdivision of First Star Capital. All rights reserved.

Vendor financing and leasing information, resources, tips, and articles. Everything you need to know about vendor financing, all in one place.
Vendor Financing 101 is a great tool for small businesses. We have helpful information regarding leasing and financing vendors can offer their customers as
well as receive financing for their own business. Vendor Financing 101 has many articles, tips, and tutorials on vendor financing, sales, marketing, and
customer sevice. We also have free resources such as applications, flyers, and informational packets. Note: Our free resources are not to be distributed
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